Financial tips for newbies to the U.S.A. – Spend Smart to Save Smart & Build Wealth.
Throughout the United States, credit card debt is a common financial burden for millions of consumers. According to the latest statistics, total revolving debt equals $1.04 trillion, with the average American carrying just under $6,000 in credit card debt. According to another survey, consumers will even rack up an extra $1,000 in credit card debt just over the holiday season. […]
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Looking for something unique and fun for a professor or PI, postdoc, mentor or lab manager? Whether you need an individual gift or a group gift, this list has some dynamite suggestions. 1. Bucky Balls – $9.79 Magnetic balls – perfect as a stress reliever and a unique deskspace item. Perfect for those days where experiments don’t […]
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Looking for a gift for your child’s teacher? Here are some great gift ideas for the upcoming holiday season, christmas or as a teacher appreciation gift! 1. Fit and Fresh Ashland Lunch Bag Kit – $24.99 BPA free lunch bag with lunch containers to keep food fresh all the way until lunch-time. 2. Easy Lunch Cookbook Recipes – […]
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Think you do not need to save your receipts? Think again! Here are 8 reasons why you should keep your receipts. 1. To return/exchange purchased items Ever bought an item only to go home and think “I should not have bought that!” Or how about coming home and finding out the item is defective or broken. In which case, […]
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One of the tough parts of moving to a new country as an international student, new immigrant, or foreign scholar is finding the funds to help you get settled in your new environment. Regardless of which category you fall in, if any of these situations, listed below, apply to you, then you need to have a great credit score: Need […]
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It’s tax season again! Before you get started, we have compiled a listing of the best free online tax filing software for 2017, to help you save time and money. In our opinion the best tax software is user-friendly and educates the user so by the time you file your taxes, you feel very confident in your tax return and are […]
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Checks at banks can easily cost upwards of $35. To save costs, many people go to the internet to look for cheaper alternatives. While you may find many great deals, you want to make sure you don’t select a company whose quality is so poor that your checks may also be considered fraudulent because they lack the essential security features. […]
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Most people who rent an apartment or home don’t realize that renters insurance can come with huge benefits. In addition, it is very affordable, ranging from $11-$16 per month. While some landlords might require you to have renters insurance, many do not. Before you decide this is not something you need, consider this situation. Mary, a fictitious student, went away […]
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Never underestimate the power of a quality piece of writing. This can be the difference between getting a job, a promotion or that grant proposal you worked so hard for. It can be the difference between getting an A or a C on your term paper. Whether you are a native English speaker or not, you still have to […]
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If you normally throw out your receipts, think again! Those receipts could earn you a nice chunk of change, if you use the right cash back apps. Although you won’t get rich off of them, this definitely gives you some spare cash that you can use towards treating yourself or even paying a small monthly bill here and there. […]
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