Financial tips for newbies to the U.S.A. – Spend Smart to Save Smart & Build Wealth.
Think you do not need to save your receipts? Think again! Here are 8 reasons why you should keep your receipts. 1. To return/exchange purchased items Ever bought an item only to go home and think “I should not have bought that!” Or how about coming home and finding out the item is defective or broken. In which case, […]
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Checks at banks can easily cost upwards of $35. To save costs, many people go to the internet to look for cheaper alternatives. While you may find many great deals, you want to make sure you don’t select a company whose quality is so poor that your checks may also be considered fraudulent because they lack the essential security features. […]
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Most people who rent an apartment or home don’t realize that renters insurance can come with huge benefits. In addition, it is very affordable, ranging from $11-$16 per month. While some landlords might require you to have renters insurance, many do not. Before you decide this is not something you need, consider this situation. Mary, a fictitious student, went away […]
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If you normally throw out your receipts, think again! Those receipts could earn you a nice chunk of change, if you use the right cash back apps. Although you won’t get rich off of them, this definitely gives you some spare cash that you can use towards treating yourself or even paying a small monthly bill here and there. […]
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Saving money is hard. But wouldn’t it be great if you won the lottery just for saving? With Prize Linked Savings accounts, you have the chance to win big. And if not, at the very least, you will be happy with your savings. According to a study by consumer finance company Bankrate, over a quarter of Americans have no emergency […]
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Love a good bargain? Here are some easy hacks that can save you money when shopping online. 1. Use Ebates Ebates is an online shopping portal where you can find coupons and earn cash back for every single purchase. Ebates includes hundreds of stores, which means that you can find cash back for almost any purchase. If you […]
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Want to know how to save money on groceries? Here is a list of some of the best money saving grocery apps on the market. But before you get to the list, keep in mind that you can save even more by combining the use of these apps with coupons. Some of the best grocery coupon sources include Coupons.com, […]
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